Medical Insurance: We offer two plans through Aetna; an Open Choice Preferred Provider Organization (PPO) and a Managed Choice Point-of-Service (POS). Regardless of what option you choose, you are covered for a wide range of medical services, including preventive care, hospitalization, doctor visits, surgery, emergency care and pharmacy benefits. Both plans offer preventive care services and office visits utilized by preferred providers with only a $10 co-pay as well as pharmacy co-pays of $5 for generic drugs and $10 for brand name drugs.

Dental Insurance: We provide comprehensive dental coverage through the Aetna Dental Freedom-of-Choice Plans in which you can choose between two dental plans; Preferred Provider Organization (PPO) and Dental Maintenance Organization (DMO). With the Freedom-of-Choice plans you can switch from one plan to another any time during the year. Preventive care is covered at 100% under both plans with restorative and major restorative care coverage from 50-100% up to an annual maximum. Our plans also offer orthodontia benefits.

Vision Care Insurance: Vision Service Provider (VSP), the nation's largest provider of eye health services covers eye exams, lenses, frames and contact lenses. Co-payments and limits vary for service type.

Flexible Spending Account Plans: You can place up to $3,000 annually in a pre-tax account for healthcare to cover eligible out-of-pocket medical, dental and vision expenses. You may also contribute up to $5,000 annually for dependent care reimbursement to cover related expenses.

Employee Assistance Plan (EAP): Services for employees and their dependents include five free confidential counseling services available 24/7, financial and legal consultations as well as eldercare and child-care referrals.